Increase your comprehensive and collision deductibles: When you increase these deductibles on your policy, you are risking more out of pocket costs. The company will be paying less towards a claim because you will be paying more upfront - that's why it will help lower your rate. If you have the means to pay more out of pocket, increasing your deductibles may help lower your premium.
Utilize every discount option: There are many of discounts available such as- paperless discount, multi-policy discount, direct withdrawal discounts, good student discounts. Check with your agent to see what's available.
Use an independent insurance agent: Independent insurance agents have multiple companies to quote through. By shopping through multiple companies at one time, we can provide coverage limits adequate to your needs without digging into your budget.
Contact our office to see what we can do for you.